Everyone likes diamonds and nobody looks bad in diamonds, do they? It is not actually within the scope of this piece to recommend whether diamonds are a good investment or not, but their perceived value is enormous. Instead, I would like to look at where the optimum place to buy a diamond is, since it is more important that you buy your diamond from a respectable merchant with a warranty than that you believe you got a decent trade on eBay by means of buying somone\’s granny\’s engagement ring, which may not be genuine.
Consequently, before you commence browsing for diamonds, consider dealing with a bonded jeweller. Bonded jewellers sell bonded diamonds and there are not many bonded jewellers in the world. In fact, of the jewellers in the world, only about 5% of them are bonded.
Buying a bonded diamond will cost more than purchasing a non-bonded diamond, but when you look at what you get with the bonded alternative, you will perceive that it is well worth the extra expenditure.
Firstly, bonded diamonds have a buy-back guarantee for the existence of the diamond. No matter how long you have had the diamond, you can return to the bonded jeweller and sell it back to him or her, for a 100% refund.
If a jeweller does not offer a 100% buy-back guarantee, for the life of the diamond, then you have to take a nearer look at the diamond to see what is amiss with it. Only joking, they will always offer you a 100% buy-back warranty or tell you why not.
Bonded diamonds also have a breakage policy. If the stone breaks or chips, the bonded jeweller will replace it with a new one – one time. No jeweller would ever offer such a policy on any stone that was not 100% natural, so just the offer of such a policy should give you peace of mind concerning the quality of the diamond. Bonded diamonds are natural and untreated.
Bonded diamonds improve in value, with a fixed appreciation rate that is designed to keep up with inflation. This means that a diamond that is worth a particular amount of money today will be worth more in the future, as the price of diamonds continues to rise. This normally does not relate to buy-backs, although. It typically applies to trade-ins.
On the other hand, by buying a bonded diamond, you are protected against the prospect of a market collapse. If a market collapse does happen, the price of diamonds will go down. However, the bonded jeweller guarantees to reimburse you the discrepancy between what the diamond is now worth and what you paid for it before the market crash.
It might be difficult to find a bonded jeweller in your locale, but if you can, this is who you need to do business with, as opposed to dealing with a non-bonded jeweller. Specifically tell the jeweller that you are only interested in bonded diamonds. You can find a bonded jeweller in your locale by exploiting various online resources like Google or Yahoo, or by dialing the local jewellery stores.
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